iO: Capital8 | next generation fintech
Capital8 is a next-generation international fintech platform offering a suite of innovative financial tools for businesses and individuals. Our mission is to empower companies and private clients by streamlining financial operations, enhancing market analytics, and providing secure, scalable financial solutions. With a focus on seamless integration, advanced analytics, and customized financial products, Capital8 is positioned to redefine how businesses and individuals manage their finances in a rapidly evolving global marketplace.
Problem statement
Fragmentation
Current financial solutions are siloed, leading to inefficiencies and increased costs for consumers and businesses.
Access Barriers
Limited access to capital and financial tools for small businesses and startups, especially in emerging markets.
Trust Issues
Lack of transparency and security in many crowdinvesting and payment solutions.
The Solution
Capital8 is designed to solve these challenges through a comprehensive fintech platform that integrates financial services, analytics, and investments into one unified system. Our key offerings include:
Corporate Services for Businesses: Tailored solutions such as API integration, automated financial operations, and secure transactions to help businesses of all sizes thrive in a global marketplace.
Market Analytics: High-quality, real-time data, market reports, and analytics empower businesses to make informed decisions quickly, helping them stay ahead of the competition.
Loans, Credit, and Mortgages: Easy access to specialized tools for financing, tailored to meet both business and personal needs, from credit lines to mortgage solutions.
Card Issuance and Fund Management: Secure banking card issuance for individuals, along with seamless fund management, enabling easy access to personal finances.
Investment Platform: A dedicated platform for digitizing assets in high-growth sectors like agriculture and biotechnology, providing both transparency and investment opportunities.
Asset Exchange & Secure Transactions: Internal asset exchange systems allow users to manage and trade assets securely and efficiently within the
Market Opportunity
The global fintech market is expected to grow at a CAGR of 25.18% over the next five years, with key drivers being the increasing digitalization of financial services, the demand for seamless cross-border transactions, and the growing reliance on data-driven decision-making.
FinTech Industry Growth
The global fintech market is projected to grow at a CAGR of 23.58% from 2021 to 2026, reaching $324 billion.
The SME sector
90% of businesses globally, remains vastly underpenetrated by fintech solutions.
Consumer Demand
Increasing demand for seamless, integrated financial services within one platform.
Increasing interest
Especially in digital assets and investments in emerging sectors
Untapped Potential
Significant gaps in rural and emerging markets for financial inclusion and access to diversified financial products.
Key features
Integrated Ecosystem
Consolidates all key financial tools: payments, analytics, loans, and investments into one easy-to-use platform, eliminating the need for multiple fragmented systems.
Payment System
Fast, secure, and cost-effective transactions across borders.
Crowdinvesting Tools
Access to verified campaigns ensuring transparency and reducing risks.
International Business Community
Connecting businesses with global partners and opportunities.
Comprehensive Financial Services
Including insurance offerings, credit facilities, and dynamic financing options.
Multi-Currency Wallet
Simplifying transactions with real-time currency conversion.
Smart Investment Tools
AI-powered analytics and personalized investment recommendations.
Advanced Security Protocols
Blockchain-based identity verification and fraud prevention.
User-Friendly Interface
Seamless integration across all services with an intuitive design.
Target markets
Individuals: Young professionals and entrepreneurs looking for innovative solutions.
SMEs: Small to medium-sized enterprises seeking capital and growth opportunities.
Investors: Individuals and institutions looking for transparent and verified investment opportunities globally.
Capital8 generates revenue through a diverse model:
Transaction Fees
From payments and currency conversions.
Commission on Crowdinvestments
From successful funding campaigns.
Subscription Fees
Tiered pricing for businesses and individuals using the platform, based on service level and usage + subscription Plans for premium features and advanced analytics.
Loan Interest
Earnings from credit and loan services.
Investment Management
Management fees for investment portfolios and digital asset transactions.
Partnership Programs
With financial institutions and business services.
Why Capital8?
Transaction Fees: Commissions on internal asset exchanges, fund transfers, and other financial operations.
Scalability: From SMEs to large enterprises, our platform is scalable and adaptable, providing each user with tailored financial tools to meet their specific needs.
Cutting-Edge Technology: Utilizing AI-powered analytics and blockchain for secure transactions, Capital8 ensures data integrity, transparency, and efficient financial operations
Targeted Investment Platform: We focus on high-growth, undercapitalized sectors, offering exclusive opportunities in agriculture and biotechnology for savvy investors.
We are seeking $1 million in Series A funding to:
Launch platform
Testing with over SMEs and individual users onboarded.
Partnerships with leading banks and digital payment providers.
Strategic alliances with key players for investment opportunities.
Early-stage funding secured from reputable fintech investors
Expand our user base by investing in marketing and customer acquisition.
Initial market penetration
Expansion into emerging markets
Enhancement of AI tools
Development of new service lines
Capital8 is the future of digital finance — an integrated platform that simplifies complex financial operations and opens doors to new investment opportunities. With a strong foundation, cutting-edge technology, and a clear path to scalability, we are poised to capture a significant share of the rapidly growing fintech market.
Join us in revolutionizing the global financial landscape with Capital8!